Almost halfway there!

In June of 2008, we stared paying down more than $20,000 in credit card debt. As of this week, we've paid off almost half of it! In my mind, that's a reason to celebrate.

Assuming we continue to pay down our debt at the same rate, we could be credit card-debt free by the end of the year.

We've been able to make this progress because we've...

-taken on extra work to earn some extra cash. Not always fun, but it's made a difference (probably the biggest difference out of all of these, to be honest).

-stopped going out to eat so much and started cooking more at home.

-put most money that's not earmarked for bills or other necessities towards this debt, instead of letting it sit in our checking account and tempt us.

-made smaller changes, like switching to energy-efficient light bulbs, downgrading to basic cable, and avoiding all the pretty home decorations at Target (*sniffle sniffle*).

I knew we could and would reduce our credit card debt, but I didn't know we could do it so fast. We're extremely motivated now!